do you have a valid passport?

interesting first post

i would've told my insurance company to go jump off a cliff if they wanted a 2200 excess

thats cause im under 25, name not on policy...so the maths is like 600 basic excess + name not oni policy(1200) + under 25(400)

so back to the trouble...i aint gonna pay another 1300$ cause he dsnt wanna buy car hire on his insurance....if i pay this he can come back later and say due to the time his cars was in repairs, he could not go to casino to win 5million dollars...and ask for compensation??

how was the damage even $2200 if it is was just a small crash? I smashed a car pretty bad and it was only $2500 to fix up.

This is BS. They are just trying it on.

You have comprehensive insurance, it is up to your insurance company and theirs to wrangle out reasonable costs between them. You have already done your bit by paying your excess. Talk to your insurance company and ask for advice. I'm guessing they'll either tell you to ignore it, or send a reply letter just saying please contact my insurance agency at (give address/phone).

http://www.financeseekers.com.au/news/37-news-hire-car-for-not-at-fault-driver

Not sure if that is still valid, but worth a read before you consider the response your insurer gives you.

Even if it went to court, you are only ever responsible for a reasonable number of days at a reasonable cost per day for car hire.

I would say for a minor repair, if the car was still drivable, then 7 days would be the maximum that would be reasonable. Then you'd have to figure out what a reasonable ammount would be for daily car hire.

just ignore it, as you said if they didn't take out car hire on their insurance policy that is their problem they are just trying to see if you're gullible enough to pay it

they won't take it any further because they know it's a bulls*** claim

actually, it is 100% your problem - the simple fact is they are out of pocket for the cost of the hire car
regardless of them not taking out the hire car option or not, it is 100% your fault that they don't have a car for the duration - so they can sue you for this
any expenses, be it repairs, injury or hire car costs are the problem of the at-fault driver

that said, you have nothing to worry about because you are fully insured
just call up your insurance company and tell them that the other party has threatened to sue you over the accident and they will deal with it.
Once you have paid your excess, it becomes the insurers problem

regardless of them not taking out the hire car option or not, it is 100% your fault that they don't have a car for the duration - so they can sue you for this
any expenses, be it repairs, injury or hire car costs are the problem of the at-fault driver

that said, you have nothing to worry about because you are fully insured
just call up your insurance company and tell them that the other party has threatened to sue you over the accident and they will deal with it.
Once you have paid your excess, it becomes the insurers problem

Where are you and what did you do to Teq?

Spot on answer.

so what you can go out and hire a BMW for 2 weeks while the s***box 6k car is being repaired and sue? Surely it's like for like replacement?

If it got to court, the judge would simply say that you (via your insurer) are up for the hire car costs - but they won't just pay whatever your asking (unless you or your lawyer don't argue the costs)
basically, your lawyer should say "well judge we agree that we have to pay something, but we think the BMW was very extravagant and in this instance feel that $40/per day is sufficient"

the judge is most likely going to agree that the other parties $200/day car was extravagant and award them partial costs

This is your insurance company's matter now you've paid the excess. Forward them the letter and live life as usual.

In QLD it's the only state where your insurance company does not pay for Car Hire, some stuuuupid old lady ran into me, they out right refused to pay for car hire, lucky she was fully insurered so I wrote a big ass letter to suncorp stating that if it were not for her I would not have to hire a car and because your insuraing her you should pay it...

3 months later i got my monies back....

they hired a Yaris from 1car1 for 21 days at $50/day....
did some research and No Birds offer a car in the yaris range for like 30$/day...

F*** insurance companies altogether.

I live life on the edge (of my s***box).

A $2200 excess...wow mine's like $400 full comp.

I agree with the others, the hire car is their problem. It's up to your insurance company to do battle with their insurance company to work that one out- you've coughed up your part of it, I'd just tell the solicitor to take it up with your insurance Co, the whole reason they're trying to get the money out of you is because your insurance company probably already told them they aren't reimbursing them for the hire car cost.

Wonder what happens the day you clip a merc or perhaps worse..

Been there done that. I'll just pay them in instalments like i would if i was insured with the company, without the excess.

I'll just pay them in instalments

so they should suffer for years because you cant f*****g man up and own your mistakes?

when my mate (a bus driver, lol) hit and wrote off a jag in his uninsured, unregistered leyland mariner, he got declared bankrupt and had to pay back the damages at something ridiculous like $10 a week

Yeah i see what you're saying teq, and i too <3 insurance because i don't fail at life

when you say 3rd party, if you mean the skyline kid (hitee?) has 3rd party property insurance, then usually his company will go into bat for him and go searching up the hitter's ass with a flashlight, and also they will cover repairs on his car up to the value of $5k in the case that the hitter is uninsured, quite often

but if both parties are completely uninsured, i say they should both fight to the death and both die thus somewhat cleaning the gene pool of f*****g morons who think that its somehow okay to drive with 0 insurance

last edited by hardware at 16:25:17 22/May/10

When they fix cars they do take their sweet time my gf had minor right front panel damage when an old lady t-boned her and her car was off the road for 3 weeks. So they probably did get a hire car for that long, we pay extra for a hire car though with RACV so we got a hire car for free although we did pay a little extra for full insurance on hire car unless someone hit that as well.

But how are they suing you for their negligence? if they were negligent and didnt want to pay extra for a hire car option with their insurer thats not your fault or anyone elses fault regardless if you hit them or not. Its not like you saw them driving down the road with a big sign saying "HEY IM A DIPS*** I DONT WANT A HIRE CAR OPTION" and then hit them deliberatly. What nonsense.

You should be talking to a soliciter especially if you have been sent a letter from another soliciter. Dont wait do it now, you need proper legal advice, if you win the greedy f*****s can pay for it.

These people sound like seriously greedy f****, what scumbags they are. I have personally been on the other shoe and i never would do what they have done to you.

There's only one matchfixah baby. I never f***ed anybody over in my life didn't have it coming to them. You got that? All I have in this world is my balls and my word and I don't break them for no one. Do you understand? That piece of s*** up there, I never liked him, I never trusted him. For all I know he had me set up to get into that "accident". But that's history. I'm here, he's not. Do you wanna go on with me, you say it. You don't, then you make a move.

Sue me then, they can cease my ugly set of couches and an xbox 360 (with RROD).

I know you're mum will still come back to me and get jiggy at the uni hand basins.

p.s. I'd gladly run into you whether i have insurance or not, munyak.

I would think that the car hire company would have to prove they had a booking, or lost a booking. Which i'm guessing they won't be able to.

not a proper link its 2am ive had a gutfull so what!

http://www.youtube.com/watch?v=T0EHf5ce6ec&feature=related'

havent read all the posts but... if you have insurance, its insurance company vs insurance company.

write them back a letter saying to deal only with your insurance company, and any other action corospondance you will regard as harrasment and take legal action against them.